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  • Writer's pictureDavid McCarthy

Exploring Non-Bank Lenders for Business Financing

When it comes to financing your business, traditional bank loans are not the only option. In fact, there are a variety of non-bank lenders that can provide the funding you need to grow and expand your business. McCarthy Merchant Capital is a company that specializes in connecting businesses with these non-bank lenders, and they have the expertise and resources to help you secure the financing you need. One type of non-bank lender that McCarthy Merchant Capital can connect you with is asset-based lenders. These lenders provide loans that are secured by the assets of your business, such as inventory, equipment, or accounts receivable. This type of financing can be a great option for businesses that have valuable assets but may not qualify for a traditional bank loan. Cash flow lenders are another type of non-bank lender that McCarthy Merchant Capital works with. These lenders provide loans based on the cash flow of your business, rather than relying solely on collateral. This can be a good option for businesses that have consistent cash flow but may not have significant assets to use as collateral. Receivable lenders are yet another option for businesses in need of financing. These lenders provide loans based on your accounts receivable, allowing you to access the cash you need while waiting for your customers to pay their invoices. This can be particularly helpful for businesses that have long payment terms or slow-paying customers. In addition to these types of lenders, McCarthy Merchant Capital can also connect you with SBICs & BDCs, family offices, and private debt funds. SBICs (Small Business Investment Companies) and BDCs (Business Development Companies) are private investment firms that provide financing to small and mid-sized businesses. Family offices are private wealth management firms that provide financing to businesses, often with a focus on long-term growth and sustainability. Private debt funds are investment funds that provide loans to businesses, typically with higher interest rates and more flexible terms than traditional bank loans. One of the advantages of working with non-bank lenders is that they often have more flexibility in their lending criteria. They may be willing to work with businesses that have less-than-perfect credit or limited operating history. Additionally, non-bank lenders can often provide faster funding decisions and disbursements, allowing you to access the financing you need more quickly. If you're in need of financing for your business, it's worth exploring the options offered by non-bank lenders. McCarthy Merchant Capital can help you navigate the landscape of non-bank lenders and connect you with the right financing solution for your business. With their expertise and nationwide reach, they can help you secure the funding you need to take your business to the next level. Contact McCarthy Merchant Capital today to learn more about how they can help you explore non-bank lenders for business financing.

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